All-in-One
Money Management.
Expenses, budgets, net worth, and investments — in one place, in PKR. No spreadsheets, no guesswork, no fees.
Net worth
+8.2%Rs 4.82M
Spent this month
−Rs 82,400
Budget left
Rs 37,600
Take control of your finances
Everything you need, nothing you don't.
Expense tracking
Log every rupee you spend and see where it actually goes, by category and by month.
Investments
Monitor stocks, crypto, and bonds with live gain/loss and portfolio allocation.
Budgets
Set monthly limits per category, stay under them.
Net worth
Assets and liabilities, together in one number.
Mutual funds
Track units held and NAV over time.
Compound interest calculator
See how a starting amount and monthly contributions grow over time, in PKR.
Your numbers
Where you end up
Final balance
Rs 2.6M
Interest earned
+Rs 1.3M
Total contributed: Rs 1,300,000
Why track it with Gramafin
A calculator shows you where you could end up. Gramafin shows you where you actually are.
| Feature | Benefit | |
|---|---|---|
| Expense tracking | Log every rupee you spend, categorized automatically, with monthly budgets per category. | |
| Net worth | Assets, liabilities, credit cards, investments, mutual funds, and bank accounts — combined into one real number. | |
| Income tracking | One-off and recurring salary, Pakistan-specific income sources, and Jul–Jun tax-year reporting. | |
| Investments | Track stocks, crypto, and bonds with live gain/loss and portfolio allocation. | |
| Mutual funds | Pakistani mutual funds with NAV tracking, so this calculator’s projections meet your real portfolio. | |
| Bank accounts | Checking, savings, and credit cards in PKR — credit card debt subtracts from your net worth automatically. | |
| Privacy | No bank-account linking required. Every number is one you entered — nothing is sold to third parties. | |
| Cost | Free, forever. No credit card to sign up. |
How it works
One dashboard, your whole financial picture.
Sign up, add your expenses and accounts as they happen, and Gramafin keeps a running picture of your net worth, budgets, and portfolio — updated automatically as you go.
6
Core modules
100%
Your data stays yours
Rs 0
Cost to get started